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Retirement tax questions
Account holders reaching age 72 in 2022 must take their first RMD by April 1, 2023, and the second RMD by December 31, 2023, and each year thereafter. To be clear. The extension into April is only for the year you turn 72.
You will get a 1099-R for your 2022 distribution. It will be posted to your 2022 tax return. You will get a 1099-R for the balance of the 2022 distribution and the full 2023 distribution to be included on your 2023 tax return. You will not be penalized for this action.
Provided you comply with the April 1st, 2023, distribution requirement you should answer I received all the RMD for 2022.
IRS Required Minimum Distributions
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‎February 23, 2023
11:24 AM