Thank you for your response, dmertz.
Yes I have decided to amend the return after carefully scrutinizing what the Turbo Tax Desktop software had produced for my 2022 forms. Dangerously it had led me into preparing an inaccurate return, where I would be under calculating my 2022 tax liability, by wait for it $140.
Now the reason for this is apparent as I answered that I did have an excess contribution from 2021 (but really didn't) so it was considering the withdrawn funds as a deduction for 2022. This could be adjusted to show the correct liability by entering 0 for excess contributions. But in doing so this years return (lacking a Form 5329 if entering 0) wouldn't really match the prior years inaccurate Form 5329.
As such for the sake of correctness, I will be mailing my 1040x, Schedule 2 (line 8 now 0), and Form 5329.
And who knows I still have time to decide if I want to make a prior year contribution for 2022 to my HSA to max the benefits of correction.
