Thank you so much for spending your time going through the old posts! Yes, you are correct, the $1,250 is on line 19 of the 2021 Form 5329.
Rereading the posts 2nd time, I remember I finally followed your fancy moves, saved 6% penalty in 2021. Originally I just wanted to pay $75... I'm so sorry I must copied your words wrongly when you gave advices on my original plans. Sorry I confused you over and over.
I put $6500 to her 2023 Roth yesterday, Vanguard rep said about a week later, I can call in and they can do the excess withdraw, at that time, she will have enough cash to do the return of 2022 $6000 excess contribution. I am almost there. Thanks again for the kind and generous help! I sincerely appreciate it.
