I have two form 1099-Rs from TIAA for my husband and me. We are both self employed and are funding our own retirement savings. They are both 2022 1099-R and show small amounts of gross distribution (around 1K each) and 0 in taxable amount. I tried to enter then into 2022 taxes but it says I need to amend my 2021 return. I started to, but it resulted in no additional tax (why would it - we haven't taken any money out) and says, "We don't detect any differences between your original 2021 return and your amended return. If you're sure you need to amend, explain why below."
So do I need to amend?
