I am 66 years old. Put $7000 into Roth on December 15 2022 and took it back out on January 20 2023 because I had earlier withdrawn money from my regular IRA in 2022 and it seemed my 2022 taxes were going to be negatively effected. Along with the $7000 was $184 of earnings calculated by Fidelity based on IRS regulations. My form 5498 for 2022 only shows the $7000 deposit. How do I handle the fact that it was undone in January (within 60 days) and also the extra $184. I did get a letter from Fidelity that said the $184 has to be reported as income in the year the excess contribution was made (2022 ??). The letter also states that the transaction ($184) will be reported on form 1099R which will be mailed to me next January. If so how can I report it this year? Finally, when turbo tax asks me about 2022 Roth contributions do I say no because it was returned in January even though 2022 form 5498 only shows the deposit of $7000?
