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Retirement tax questions
There remains a contribution to a Traditional IRA which would allow you to deduct up $6,000 plus $1,000 catch up if you are over.
As you said that you are not covered by the 401(k) at work, you would be eligible if you file Single or if you filed jointly and your spouse is not covered by a retirement plan at work.
Please read this IRS document for more information.
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‎February 8, 2023
1:43 PM