Hi. I contributed $5500 to my Roth IRA less than 5 years ago and in 2022 I withdrew my original contribution of $5500 but left the little bit of earnings received from my investment. I am 50 but my understanding is that you may withdrawal your contribution at any time without penalty. The 1099R is coded with a distribution code of "j" which I believe is incorrect as by entering this I am heavily penalized. I have talked to everyone and getting nowhere in trying to get this corrected. How do I ensure that I am not penalized and/or am I missing something?
