@AbrahamT wrote:
He's not counting the distribution from a Roth 401k toward the rmd from a traditional 401k. He simpled combined to two 401k distributions and took the total amount from the Roth 401k money making the whole distribution nontaxable when in essence a part of this distribution should have indeed been taxable; namely the rmd portion from the regular 401K amount.
The RMD requirement from 401k could have been satisfied by taking the entire amount from the pre-tax account, or taking the entire amount from the post-tax side, or taking a split amount from both sides. Any of the 3 methods is valid. The plan took the entire amount from the after-tax side, which minimizes the account holder's current tax, but might not agree with the account holder's long term goals.
