You are exactly right. Turbo tax does not give you the option to decline the savings credit thereby forcing you you to upgrade to the deluxe. The only way is if you omit where it wants you to fill in box 12a, 13 and 14. Read Turbo taxes disclaimer though as it states if anything you do is inaccurate or missing from the forms they have the right to cancel your return at any time. Do, essentially they have found a way to get money out of you. It is false advertising!
