I’m not so sure this response is correct. I actually have an active loan out at the moment and the payments are current, never late, never missed and I received a 1099-R just today in the mail. I have already filed my 2022 tax return so now I’m confused if I was supposed to have included the loan as income or not and if I will have to file an amended return. I should note, that I opted to pay taxes on the loan when I initially took it out and they reflect on the 1099-R as being withheld.
