Hello dmertz,
Thank you for your help! I am in the process of setting up the rollover and RMD distributions now with my former employer before the 4/1 deadline. It was my understanding that I needed to take the 2022 RMD by 4/1 and the 2023 RMD by 12/31. I appreciate your clarification of the timing of these distributions since the IRA is just being created. Otherwise, I would have opened it with excess funds.
