"I could not participate in a HD insurance plan as I was turning 66 in Jan 2022" - this is not accurate. The restriction is NOT on how old you are, but whether or not you have started Medicare. You do not have to start Medicare at age 65, if you are still covered by a large group medical policy AND have not started Social Security. So have you actually started Medicare, and if so, when?
"since I have a pension plan via my company, I cannot contribute to HSA." - this is also not accurate. Where did TurboTax tell you this? There is no connection between a pension plan and an HSA. What did the screen actually say - even better, can you take a screen shot and post it in your reply?
"family HD insurance plan" - does this mean that you never had an HDHP policy? Even when you started with the HSA?
Please address these questions, and we will address your issues.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
