The tax system is supposed to be pay as you go. You are required to pay your 2022 taxes during 2022, by withholding from a job, or by making estimated payments if you are self-employed. Then when you file your return, your final tax is calculated and if your payments were too high, you get a refund and if your payments were too low, you owe an additional payment. But your 2022 tax bill should not be a surprise. You should have been making payments towards it already or at least saved for it.
If you failed to make your required estimated payments, you may be subject to interest and late fees. Some, but not all, of these fees can be reduced if you apply and are accepted for a payment plan.
Note that payments plans have a non-refundable administrative fee. Because of this, if you think you can pay off your taxes by August 15 (4 months after the April 15 deadline), the late fees and interest will probably be less than the administrative fee. In turbotax, select "I will pay by check" and then make payments to the IRS of as much as you can, as often as you can, until you are paid off. You can pay online at www.irs.gov/payments.
If you apply for and are accepted for a payment plan, you must make timely payments as required. You will still be assessed interest on the overdue amount, and a reduce late payment penalty, in addition to the tax.
