Retirement tax questions

If your mutual funds are at a mutual fund company, IRS wants each fund dividend distribution to be itemized.

if your mutual funds are in a brokerage account, you can report all dividends into that account on one line.

Vanguard for example has been converting client accounts to brokerage accounts.

 

For an IRA, your 1099-Rs with the same distribution code and Payer's TIN can be aggregated.