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Retirement tax questions
Neither of you is eligible to deduct a traditional IRA contribution.
MAGI on a joint tax return is from the combined total of both spouse's income. You are referring to that as "combine MAGI," but on a joint tax return there is no such thing as uncombined MAGI. It's just MAGI. On a joint tax return, the amount that your individual portion contributes to the total is immaterial.
‎January 10, 2023
11:20 AM