@tsiblue - use this website to determine:
https://www.dinkytown.net/java/1040-tax-calculator.html
enter in your personal information (filing status, age) and your social security income. for SS, you want to enter the gross amount before the deduction for medicare and Part D. Use the letter you received last December from SS to determine the monthly income....
then you can begin testing various IRA distribution amount until you start getting taxed.
