rjs
Level 15
Level 15

Retirement tax questions


@mikedonna1395 wrote:

I read somewhere an inherited IRA QCD needs to be taken as a death distribution. Just wondered how that is done. 


You don't have to do anything to make it a "death distribution." All distributions from an inherited IRA are death distributions. The distribution code in box 7 of the Form 1099-R is 4, which means death. In other words, the distribution was made to the beneficiary after the death of the original owner.