@CharterArmsSouthpaw wrote:
Thank you. That is very helpful. I didn’t realize that intermittent or regular withdrawals counted towards the RMD requirement—I thought it had to be designated specifically.
Nope. Over the course of the whole year, you are required to withdraw an amount equal to or more than the minimum, which is based on your account balance and your life expectancy, but it doesn't matter when you withdraw it. You should always double check in December to see if any previous withdrawals covered the needed amount, since the actual final amount is based on your balance as of 12/31.
