Retirement tax questions

@urlreader 

The IRS will always accept an amended return to pay tax you owe.  The 3 year deadline is to claim an additional refund, if the change creates a refund.  (But as noted, you are also past the statute of limitations.)

 

There are different contribution limits for a SIMPLE IRA, but that's something you have if you are self-employed, and is reported differently in Turbotax.  The excess deferrals (from adding up the Code D amounts) should still have triggered the excess contribution situation even if you have other income.