There is only one MAGI on a joint tax return.
See this IRS link for Traditional IRA deduction limits when covered by a retirement plan at work.
<a rel="nofollow" target="_blank" href="
https://www.irs.gov/Retirement-Plans/IRA-Deduction-Limits">https://www.irs.gov/Retirement-Plans/IRA-...>
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
