See Opus 17's reply.
NCperson's item #4 is incorrect. Because you are over age 59½ any distribution from your Roth IRAs made after 5 years have elapsed from the beginning of the year for which you first made a Roth IRA contribution (including conversion contributions) is a qualified distribution, entirely tax and penalty free, including distributions of earnings. If a conversion in 2022 establishes your first Roth IRA, distributions after 2026 are a qualified distributions. If you established your first Roth IRA prior to 2018, your Roth IRAs are already qualified.
