Retirement tax questions

@dbekkerman - I guess I do not understand your dilemma. If you are filing "joint" in 2022, then all 4 payments would just be posted on your joint tax return.  Regardless of who makes out the payment - you or your spouse - they are applied to the same joint return.  

 

Are you thinking that because you are listed as 'primary' somehow that affects things - it doesn't because it is a joint return.