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Retirement tax questions
setneupm, because you established your first Roth IRA more than 5 years ago and are over age 59½, any distribution from your Roth IRAs is tax and penalty free. Roth conversion clocks no longer apply after age 59½ because Roth conversion clocks relate only to early-distribution penalties and being age 59½ is already an exception to that penalty.
August 8, 2022
6:20 PM