@dls2040 - be sure you have calculated the capital gains properly.
I assume this is your personal residence and you lived there at least 2 of the last 5 years:
the capital gains is:
1) selling price of the home
2) less the selling costs (e.g. the commission)
3) less improvements you made over the time of ownership
4) less the original purchase price
Whatever that result is the gain LESS the exclusion of $250,000 (single) or $500,000 (joint) is the capital gain that is subject to capital gains tax (normally 15% for most)
