In 2021 I apparently exceeded the allowed contrib. to a Roth. I contributed $100 per month but the allowed amount was 0 due to some unforeseen income. I'm 61now. Is the AOB the amount in the Roth at the end of 2020? Is the ACB the account value today, if I want to fix this situation today? If I withdraw whatever the calculated amount is can I put it into an IRA for 2022? Do I have to file an amended return for 2021? Thanks in advance.
