@meAtTBT - remember that the money you originally put into the ROTH was after tax money, so when you withdraw that principle there is no tax
However, the income generated off that principle is subject to tax (and penalties) for early Roth withdrawal.
do you have records going back in time showing how much you contributed each year to the ROTH?
in what year did you originally open the ROth? did you meet the 5 year rule?
