@MarkW0807 - something to consider, if you are suggesting that you expect to live a long time, then why not hold off on taking social security and maintaining the self-employed hours?
The way the social security works is that your payment goes up 4% per year (before any inflations adjustment) ? for every year before your FRA that you decide to defer the taking social security. From the FRA date until the age of 70, the payment goes up 8% per year (before any inflations adjustment). From most articles I've read, the 'breakeven point', is somewhere around 78-80 years old.
