To avoid a federal penalty you need to pay enough into the system (from withholding and other payments) that you either:
a. owe less than $1000 when filing
b. paid more than 90% of what you owe for 2022
c. paid at least 110% of your tax liability for 2021.
You can try using the TaxCaster to estimate your tax due. It will be close enough even though it is still programmed for 2021. Make sure to answer you got the full stimulus ($1400 per person) so it doesn't reduce your tax owed for that. https://turbotax.intuit.com/tax-tools/calculators/taxcaster
Payment would be due April 15, June 15, or Sept 15, depending on when you withdrew the money. If you over-pay the estimate, you will get the difference back as a refund. You can pay on the IRS web site, select "2022 estimated taxes" as your reason. www.irs.gov/payments
The rules and deadlines for Kentucky state income tax are the same as for the IRS, the rate is 5%, you can pay here if you did not have withholding.
https://epayment.ky.gov/EPAY
