I am now faced with this problem and also wanted to check option 4, but didn't because it is not true. I believe that item 3 is in direct conflict with what is stated on page 17 of the IT-201 instructions. Until I read this I went back and forth to the options in question and I am now considering taking the advice. The problem now is that the program will not let me back in to check off that option.
Given what we pay we should not need to figure out work arounds. I have been trying to speak to an "expert" and have been waiting for promised calls back which have not occurred. I am at my wits end with this.
