This 1099-R was issued for a Life Annuity policy taken out in 2011 and full surrender in 2021. Line 1 Gross Distribution has an amount, however Line 2a was blank . When Line 2a is blank the default value is taken from Line 1 and counted as 'income'. I called the Life Insurance Company and have them re-issued a corrected 1099-R with the Line 2a Taxable Amount as zero instead of 'blank'. This resolved my issue and continued with Turbo Tax to complete my tax return.
