Thank you for replying!
I did actually figure this out myself a few hours ago, to my dismay. I reviewed our return for 2013 and saw that we each contributed 6500 to a Roth and took a 9000 self-employed health insurance deduction when the Sch. C earnings (less 1/2 SE tax) were only ~17000.
I clearly recall (clearly mistakenly) more than once trying to get TurboTax to approve Roth contributions with the insurance deduction, and TurboTax complaining--maybe I didn't make clear it was a Roth we wanted to contribute to. Sad!
Thank you for your time.
