@dbookbinder wrote:
It just occurred to me that a workaround for this problem would be to file a paper return. Do taxes using the Q code in Box 7, print out the return, then switch to the T code and print the 1099-R and substitute that for the "doctored" 10-99-R. Except that this will dramatically delay any tax return processing or refunds because of IRS understaffing, I can't think of a downside.
Unless there is box 4 withholding, NOTHING on the 1099-R is sent to the IRS on an e-filed return, only the 1040 line 4a and 4b. Just like a paper return, you only include (attach) 1099's that have withholding. The IRS would never know the actual code on the 1099-R. They only look at the code on the 1099-R copy submitted to them by the financial institution that issued the 1099-R and that your 1040 form is consistent with that.
If there is box 4 withholding then they want your copy, just like a W-2, so they can verity the withholding.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
