I am 67. I have both a Roth and an IRA SEP account. My MAGI is ~110k. I entered $6500 for both accounts as a catch up contribution. I did check the Maximize Contribution to Individual 401k box. Without entering any additional contributions, I am getting a warning that I contributed too much to the Roth and I must withdraw $6000 by 4/18 or face an annual penalty and I do not understand why the catch up contribution is even being calculated as part of my annual contribution. It is my understanding that it should not be. Can you clarify this for me?
