Did you spread the tax over 3 years on your 2020 tax return? Look at last year's return to verify. If you spread the tax last year, you should see one-third of the total distribution amount from your 2020 Form 1099-R on Line 4b in 2020, 2021, and next year's return (2022) too. 4a should be blank and 4b reports the taxable portion for the current year. @dsaftler0
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