ColeenD3
Expert Alumni

Retirement tax questions

Yes, it would have been taxable to her, so it is taxable to you. You are not an eligible beneficiary.  Also, see this LINK.


An “eligible” beneficiary is your spouse, your minor child, a disabled individual, or any other person who is less than 10 years younger than you. That means you must follow the 10 year rule regardless of whether or not you have started your RMD‘s.