Retirement tax questions

@dmertz   I don't quite understand your statement:  "Also, if the inherited IRA is invested in investments that would be subject to taxation at long-term capital gains rates if held outside the IRA, this is also a reason to get the funds out of the inherited IRA earlier."

 

What difference does that make?  Coming out of tax deferred IRA is ordinary income.  Coming out of ROTH is non-taxable.

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