Please let me know if you can help me on this:
I am current 29 years old and just notice that I had excess of $100 Roth IRA contribution for 2021 on March 28, 2022.
On March, 2022, I went into Vanguard and did an Excess Roth IRA withdraw of $100 with 500 Index fund "in kind" to my regular brokage account. Vanguard issued a distribution of $96.84 from my Roth and transferred the shares to my regular brokage account. So, I am assuming there is a lost with my $100 original deposit.
On April 7, 2022, Accidently I initiated another $200 excess Roth IRA withdraw for 2021 with the 500 Index fund "in kind" to my regular brokage account. Vanguard issued a distribution of $727.66 from my Roth and transferred the shares to my regular brokage account.
I realized I should not do the $200 excess Roth withdraw and need to return the $727.66 back to Roth. How can I fix this mistake ? Can I deposit the exact amount of $727.66 in mutual fund shares from my regular brokage account back to the Roth account since it is within the 60 days limit?
Thank you
