Yes, you financial institute will not be involved when you apply the excess contribution to 2022. You will just enter into TurboTax that you want to apply the excess to 2022 (see steps mentioned in my previous post). No, you do not need/get a Form 1099-R for this transaction.
If you choose to withdraw the 2020 excess as a regular distribution (no earnings or losses) instead of applying it as a 2022 contribution then you would contact your financial institute to make a regular distribution of $6,000. You would get a 2022 Form 1099-R next year and enter it on your 2022 tax return.
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