Thanks for your reply.
Couple of follow up questions.
Since I bought securities with 2020 Roth IRA contribution, can I still roll over the contribution (in this case stocks) to 2022? What is the form called that I need to fill out with my Trustee/Custodian in order to roll over my excess Roth $6000 contribution (stocks) from 2020 to 2022? I guess I am not quite understanding the steps that I need to take to correct this. What do you mean by either apply the excess contribution to 2022 (if your income is less) during the 2022 tax return interview OR you can make a regular distribution without earnings or losses ($6,000) and report it on your 2022 tax return. In either case, do I need to request a 1099-R from my custodian? In order to request that, I am sure there must a form that I need to fill out.
