dmertz,
THANK YOU for this answer! You Rock! I'd kiss you through my screen if I could.
I transferred a single employer 401K distribution (in Fidelity) to both a personal Fidelity IRA and a Fidelity Roth IRA. Most of the portion that went into the Roth IRA was after-tax payments I had made to my employer 401K. Fidelity only sent me one 1099-R for this transaction instead of separate ones for the rollover to the IRA and Roth IRA.
I would venture this situation is a common occurrence, has driven me nuts today because I knew a small portion of the Roth IRA transfer was taxable (gain in the company 401-K on the after-tax contributions) that was listed in Box 2a. Therefore, who should I complain to - Fidelity for not sending me separate 1099-Rs, or TurboTax for not asking the right questions that would have automatically told me what you have? I think I'm going to complain to both entities for the grief this has created.
