We were married in 2020.
For 2019 she filed single and had no earned income. This was the first 7k contribution.
That 1099R has J code and taxable amount blank.
For 2020 we filed married filing jointly. She had no earned income. I had too much earned income to contribute to a Roth IRA. (~$265k) This was the second 7k contribution her guy did.
That 1099R has PJ code and taxable amount just the earnings.
Now we are trying to file jointly for 2021 and fix the whole thing.
Appreciate the help?!
