I filed my 2021 taxes in February and caught the mistake of over contribution. The vendor for my employer is Fidelity and they issued a check for the over contribution plus the interest in March of 2022. The over contribution should be taxed in 2021 tax year and the earnings taxed in 2022 tax year. But they will not send me the 1099Rs until Jan 2023. By that point I could still amend my 2021 return, but I'm afraid I'll owe double taxes on the 2021 overcontribution. I've caught and corrected the mistake, but for some reason they will not send me the form early and Turbo Tax will not let me file without the form information filled in. Help.
