@dmertz Thanks for this information. I have a few clarifying questions... Since I need to file a 2020 5329 form, I assume that also means that I need to file an amended return for that year, correct? In order to do that, do I start by finding the 2020 5329 form in Turbotax, or do I start with the return itself and change something within it to cause the 5329 to be invoked? Finally, how do I "split" the 2021 1099-R from Fidelity? Is there actually a button for that somewhere, or do I just change the existing one that I had entered, decreasing it by $12K, then add another 1099-R somehow?
Sucks that I now have to pay a penalty for the previous employer's screw-up.
Thanks again.
