I'm getting a notice that I cannot deduct my IRA contribution because of an income limit. This should not apply as neither I nor my spouse are covered at work.
My W-2 does NOT have box 13 checked, nor any field in box 12 filled (neither the actual W-2 nor the one in TT generated). Only I have a W-2, my spouse does not.
I never got any prompt specifically asking me if I or my spouse was covered by a retirement plan and I cannot find where to assert that I am not.
However I note that my spouse does receive 1099-R income from military retirement (non-qualified plan). Is this the problem?
Thanks much
