Thank you all! I had the same issue. When I went back through the NJ IRA screen I found that both first time and not first time radio buttons were on. This was probably due to entering info in both 4a and 4b when dealing with the error checker.
As lynn52245 noted I needed to use the override to space out the zero that was in 4b. I didn't understand how to utilize the override and right clicked over 4b hoping to cut it the info from the field. That's when I saw an option to "override". Cut didn't work but override allowed me to clear the field.
