Code J indicates an early distribution from a Roth IRA. This is the case if you are younger than 59 1/2.
Distributions of contributions from a Roth IRA account are tax-free. In TurboTax, when entering your 1099-R, you will be asked to enter your prior year contributions to your Roth IRA. If you do not remember but are sure that you contributed more that this year's withdrawal, you can enter an approximate number which is higher than $6,000. Your Roth IRA distribution will be tax free.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
