In the 2021 tax year I took a distribution from a regular IRA and did the following: (1) converted almost half to a Roth IRA, (2) used the remaining amount of the distribution to take the 2021 RMD and used a portion of the RMD for QCD).
The most recent version of Turbo Tax premier will not allow me to enter these different activities. The program allows me to enter how much of the distribution was an RMD, and I can indicate that some or all was converted to a Roth IRA.
The problem comes with the question "Did you convert the gross amount (Box 1) to a Roth IRA? The choices are "Yes, all of this money was converted to a Roth IRA?" or "No, I converted less than the total" I select the second option and enter the actual amount converted to the Roth. When I try to continue to the next screen, the "Yes, all of this money was converted..." option is highlighted in red and a message saying "this info is required" appears. I cannot move forward from this point.
I was on the phone for 2 hours with a TT expert who was very knowledgeable and helpful. She finally figured out that I should create 2 different 1099-$ forms, with one showing my QCD and the other showing the remainder of the distribution. This seemed to work, but when I did the final review, this was flagged as incorrect.
