Since it is an inherited IRA the full amount of $13,000 is taxable. RMD stands for required minimum distribution. When an individual reaches the age of 72 (70 ½ if you reach 70 ½ before January 1, 2020). However, the first payment can be delayed until April 1 of 2020 if you turn 70½ in 2019. When did your father pass away, before April 1, 2020? If so he should have taken a required distribution. TurboTax wants to know if any of the amount withdrawn is the RMD. Since you withdrew the balance, if your father had the requirement to take an RMD, then you can answer the question yes.
