What I am saying is that I took out excess contribution on td 05/17/2021 ( settlement date 05/18/2021 ). As you mentioned previously, this means I took my excess contributions in time.
So why should I get penalized by 10 % early withdrawal ? I cannot back up calculation for the number given by Turbotax. but for that same reason, I don't think "6% excess tax on the excess contribution every year until you remove it" is also not applicable for me either. Am I thinking wrong? Thank you very much for your help.
