@Opus 17
I do have a small non-deductible balance in my traditional IRA. I also understand about the pro rata requirement. I plan to convert the rest this year so there is no balance going forward. So if I do report the recharacterization as a conversion I’ll have to complete a substitute 1099-R with the appropriate boxes (2A filled in) and codes (distribution code 2 instead of N) since Fidelity won’t be issuing one?
